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Farm Insurance

Preserve your hard work with farm insurance.

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Farm Insurance

Preserve your hard work with farm insurance.

Get a Quote

Protect Your Farm with a Reliable Policy

Running a farm is a labor of love that requires careful planning and organization. As a farmer and a business owner, you must ensure you have adequate farm insurance coverage for everything from property damage and liability to crop loss and livestock accidents. Farm insurance helps protect your investment, so it thrives in the best and worst of times. With the right insurance policy in place, you can feel confident knowing that you’re covered in the event of unexpected events. If you’re a farmer looking to safeguard your livelihood, consider investing in a solid farm insurance policy to keep your operations running smoothly now and for years to come.

Why Do You Need Farm Insurance?

Farm insurance is crucial for a farm’s financial security as unpredictable weather events like hailstorms, floods, and droughts can wreak havoc on your crops and livestock. Fluctuations in market prices can also significantly affect your income. Farm insurance provides monetary protection to help farmers recover from losses and stay afloat in turbulent times.

Caldwell Roach: Your Trusted Farm Insurance Brokerage

Are you a farmer looking for coverage for your land, livestock, and equipment? While you may think that searching for insurance options yourself is the best way to go, working with a Caldwell Roach farm insurance broker can bring an array of benefits that you won’t want to miss out on. Our knowledgeable brokers can help you navigate the complex world of farm insurance and tailor a policy that matches your specific needs. Whether you own a small family farm or a large agricultural operation, a Caldwell Roach broker can offer professional advice and personalized support. Don’t risk leaving coverage gaps or overlooking important details – work with Caldwell Roach to protect your livelihood with comprehensive farm insurance.

Why Work With Caldwell?

  • Locally owned insurance brokerage. As an independent brokerage, we offer personal and commercial line insurance from Canada’s leading insurers.
  • Serving clients for over 50 years. Based in Nova Scotia, we are proud to serve customers in The Maritime provinces (Nova Scotia, New Brunswick, and PEI).
  • Comprehensive insurance products and services. We provide customized insurance solutions for your home to your business. We offer solutions for your unique insurance needs.

Areas We Serve

New Brunswick

Mitigate Risks with a Secure Policy

Knowing that your farm is financially protected allows you to focus on what you do best, whether that’s taking care of your harvest or managing your bank accounts. By mitigating financial risks and protecting you from unforeseen events, farm insurance plays a vital role in ensuring the stability and sustainability of your farm’s operations.

What Does Farm Insurance Cover?

Property Coverage

  • Dwelling coverage: Includes your farmhouse and its contents.
  • Farm buildings and structures: Include barns, sheds, workshops, greenhouses, and other structures crucial to your farm operations.
  • Farm machinery and equipment: Cover tractors, harvesters, irrigation systems, tools, and other equipment used in your farming activities.
  • Livestock: Covers various livestock depending on your farm, including cattle, pigs, poultry, and horses.

Liability Coverage

  • Farm premises liability: This protects you from financial liability, if someone gets injured on your property, regardless of how the accident occurred.
  • Farmers’ market liability: This covers you if someone gets sick or injured from consuming a product you sold at a farmers’ market.
  • Product liability: This protects you from legal claims if someone becomes ill or injured due to a defect in a product you produced or sold.

Additional Farm Insurance Coverage

  • Crop insurance: This can protect your income if your crops are damaged or lost due to weather events, pests, or disease.
  • Cyber liability: This can cover you if your farm’s computer systems are hacked or you suffer a data breach.
  • Business interruption insurance: This can help you cover lost income if your farm operations are interrupted due to an insured event.

Farm Insurance FAQs

Farm insurance is vital to safeguard the financial well-being of your farm. Unforeseen weather events like hailstorms, floods, and droughts can wreak havoc on crops and livestock, while market price fluctuations pose a constant risk to your income. Farm insurance provides crucial monetary protection, helping farmers recover from losses and navigate through unpredictable circumstances, ensuring the resilience and stability of the farm.

Yes, your home and farm will require separate insurance policies. Home insurance is designed to cover your residence, personal belongings, and liability for incidents that may occur on your residential property.

Farm insurance is tailored to address the unique risks associated with farming operations, including coverage for crops, livestock, farm structures, and specific liabilities related to agricultural activities. Speak to one of our farm insurance specialists to ensure comprehensive coverage for both your home and farm.

In some cases, farm vehicles may be covered under your farm insurance policy. However, the extent of coverage can vary, and it’s crucial to review your policy to ensure adequate protection. Specialized farm vehicle insurance may be necessary for comprehensive coverage, particularly for larger or specialized vehicles. It is recommended to discuss your specific needs with one of our insurance brokers.

Commonly, a farm insurance policy will include coverage for business interruption, helping offset lost income and essential expenses during temporary farm closures due to insured events. Review your policy and discuss specific provisions with one of our expert brokers for clarity on this coverage.

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Contact us today for a reliable insurance quote.

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